Understanding the words I use, and why I use them, is one of my secrets to achieving my goals. Realizing this skill exists, and how to use it, didn’t happen until I was well into my working life. For a…
FIRE Warrior Resources
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How we repaired our budget without cutting back
We tried several times to cut back on luxuries, and even some necessities, to gain financial breathing room. It was always a temporary fix, and never worked for more than a few months for us. Years before we formed a…
Can you survive the FIRE Warrior bootcamp?
When I read and engage with people about FIRE (Financial Independence, Retire Early), the focus seems to be on the Financial Independence part. Details on the Early Retirement part seems to be lacking, or heavily based on traditional retirement. The…
How I conquered fear of failure
In my working life I spent years refining my professional skill set, which reinforced my confidence, and helped me get through difficult work projects. Starting new things outside my profession scared me, because I had a fear of failure. Maybe…
Do I need a personal spending budget?
By my late twenties my spending was almost double my yearly salary. I had been married for a few years, had a young family, and a home partly owned by the bank. The postman was almost a family friend, because…
Time to actually retire, what do I do now?
After the sale of our property, I started preparing for retirement when the money was safely in our bank account. It took about 6 months to get everything ready. There were several things I needed to do before actually quitting…
Investment properties in early retirement
During the 2008 global financial meltdown I was earning good money and home loan rates were falling. I had just gotten married and we were trying to find a home. We really wanted to stop paying rent and put that…
Is blogging right for me?
I started writing out of necessity. I was mentally messed up and really needed an escape. It all started with a few notes on the back of an envelope, then grew into writing sessions on my computer that lasted for…
Does being positive work?
I’ve spent a lot of my life trying to get what I thought I needed, like the “right” job or promotion, a family, the perfect house, piles of money. I always seemed to be fighting an uphill battle to find,…