Retired Joe

Real life stories about retiring early

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Losing my job was a wake up call

August 1, 2019August 1, 2019 retiredjoeLightLeave a Comment on Losing my job was a wake up call

I lived for my job, being valued made me feel successful and important, the pay and perks were great too. I couldn’t imagine doing anything else, my life seemed to be on the right track. The world seemed perfect until…

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How I battled with losing my purpose in life

July 25, 2019July 29, 2019 retiredjoe50/50Leave a Comment on How I battled with losing my purpose in life

I decided from an early age that becoming rich would be my purpose in life. My family struggled with money through much of my early childhood, so it seemed like the only real choice. I spent all of my energy…

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Why words matter more than we realize

July 15, 2019July 29, 2019 retiredjoeLightLeave a Comment on Why words matter more than we realize

Understanding the words I use, and why I use them, is one of my secrets to achieving my goals. Realizing this skill exists, and how to use it, didn’t happen until I was well into my working life.  For a…

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FIRE Warrior Resources

July 13, 2019August 1, 2019 retiredjoeSubscribers Only

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How we repaired our budget without cutting back

July 9, 2019July 29, 2019 retiredjoeLightLeave a Comment on How we repaired our budget without cutting back

We tried several times to cut back on luxuries, and even some necessities, to gain financial breathing room. It was always a temporary fix, and never worked for more than a few months for us. Years before we formed a…

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Can you survive the FIRE Warrior bootcamp?

July 4, 2019July 15, 2019 retiredjoeLightLeave a Comment on Can you survive the FIRE Warrior bootcamp?

When I read and engage with people about FIRE (Financial Independence, Retire Early), the focus seems to be on the Financial Independence part. Details on the Early Retirement part seems to be lacking, or heavily based on traditional retirement. The…

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How I conquered fear of failure

July 2, 2019July 29, 2019 retiredjoeLightLeave a Comment on How I conquered fear of failure

In my working life I spent years refining my professional skill set, which reinforced my confidence,  and helped me get through difficult work projects. Starting new things outside my profession scared me, because I had a fear of failure. Maybe…

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Do I need a personal spending budget?

June 25, 2019July 29, 2019 retiredjoeLight1 Comment on Do I need a personal spending budget?

By my late twenties my spending was almost double my yearly salary. I had been married for a few years, had a young family, and a home partly owned by the bank. The postman was almost a family friend, because…

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Time to actually retire, what do I do now?

June 20, 2019July 29, 2019 retiredjoeLightLeave a Comment on Time to actually retire, what do I do now?

After the sale of our property, I started preparing for retirement when the money was safely in our bank account. It took about 6 months to get everything ready. There were several things I needed to do before actually quitting…

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Investment properties in early retirement

June 14, 2019July 29, 2019 retiredjoeLightLeave a Comment on Investment properties in early retirement

During the 2008 global financial meltdown I was earning good money and home loan rates were falling. I had just gotten married and we were trying to find a home. We really wanted to stop paying rent and put that…

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  • Losing my job was a wake up call
  • How I battled with losing my purpose in life
  • Why words matter more than we realize
  • FIRE Warrior Resources
  • How we repaired our budget without cutting back
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